VanderLaan v. Educators Mutual Insurance

Defendant appeals from judgment for plaintiff entered on special verdict rendered by a jury’s answers to 2 written questions submitted by the court. Suit is on the accidental death benefit provisions of an insurance policy, issued by defendant, naming Dr. John VanderLaan as assured and plaintiff as beneficiary. The assured was accidentally killed in an airplane crash. Pertinent excerpts from the policy are:

“Section 4. Limited air travel benefits.

“The master policy, and the individual certificates issued hereunder, provide benefits for accidental bodily injury sustained during aerial travel,…