Hines v. Allstate Insurance

Plaintiffs, Ronald and Shirley Hines (the Hines), brought this action against defendant Allstate Insurance Company, seeking to recover additional living expenses covered by a homeowners policy. Allstate defended on the basis that the Hines failed to exercise due diligence in resolving their claim and failed to file suit within the one year required by the policy. The trial court entered judgment in favor of the Hines. Allstate appeals. We affirm.

The Hines suffered a fire loss at their home on May 23, 1992. The Hines’ policy provided the following coverages: (1) loss of contents; (2) repair…