Young v. FIRST AMERICAN BANK OF GEORGIA, NA

McMurray, Presiding Judge.

Plaintiff First American Bank of Georgia, N.A. initiated this foreclosure of personal property action against defendants Young and Fowler d/b/a Paces Ferry Medical Group to enforce a past due debt secured by a 1980 Cadillac Fleetwood automobile. Following a non-jury trial, the trial court entered its findings of fact and conclusions of law. The trial court found that while there had been some deviations from the schedule of payments specified under the note, that whenever defendants were late in making payments the plaintiff sent past due notices and demands. The…