Monarch Insurance Co. of Ohio v. Castellano

Defendant Bruno Castellano (Castellano) appeals from the entry of summary judgment in favor of plaintiff Monarch Insurance Company of Ohio (Monarch) in a declaratory judgment action brought by Monarch. Monarch sought a determination of its liability for Castellano’s loss of an aircraft insured by Monarch. The plane crashed 10 miles from the shore of the United States while Castellano was flying to the Bahamas.

The circuit court found that the loss was not covered by Castellano’s policy with Monarch because the policy specifically limited coverage to “occurrences and loss happening *** within…