Consolidated American Insurance Co. v. Henderson

Kimberly Cade Henderson sued Charles Bucolo for perpetrating sexual assaults against her for a number of years in the home of his mother, Elizabeth De Silva Bucolo. The tortious acts began, allegedly, when Henderson was seven years of age. Henderson also sued Mrs. Bucolo, in the same action, for negligent supervision. By agreement of the parties, Consolidated American Insurance Co., Inc., which provided homeowners’ insurance to Elizabeth Bu-colo, was made a party defendant.

Consolidated raised defenses to the claim against Charles Bucolo on grounds that the policies excluded coverage for the…