&198tna Ins. Co. v. Lester

An August 10, 1932, the Etna Insurance Company issued a fire insurance policy upon a certain house, de scribed in the policy, as being occupied by a tenant, in the town of Batesville, in the amount of two thousand dollars, with a mortgage clause payable to the Bank of Batesville as its interest might appear. This policy was countersigned by Panola Insurance Agency, by Hill Jarratt, manager and agent, and contained what is known as a vacancy clause. The house was burned in January, 1933, and was a total loss.

At the time this policy was issued, the house was vacant and had been so for several…