Bank of Chapmanville v. Workman

NEELY, Justice:

This case involves the “commercial reasonableness” under W.Va.Code 46-9-504 [1974] and 46-9-507 [1963] of a secured creditor’s sale of repossessed collateral. The central question here is whether the secured creditor, the Bank of Chapman-ville, sold the home of the debtors, Ralph Workman and Donna Workman, in a commercially reasonable manner after the Workmans defaulted on their mobile home loan. The trial court decided that the Bank’s sale of the mobile home was commercially reasonable as a matter of law, and directed a verdict in favor of the bank on both the bank’s claim for…