Garnett v. Allstate Insurance Co.

ALMON, Justice.

Jamie D. Garnett, a resident of Georgia, was injured in an automobile accident in Mobile, Alabama, while riding in an automobile that he and his wife had rented in Georgia. The accident occurred when another automobile struck the Garnetts’ automobile from behind. The other driver had $25,000 liability insurance coverage, and Garnett settled his claim against her for that amount. The rental car was covered under a policy providing $20,000 uninsured motorist coverage, and the rental insurer paid that amount to Garnett. Garnett has an insurance policy with Allstate Insurance…