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QUESTION: Are L H Bulletins issued by the Department of Insurance "rules" within the meaning of the Administrative Procedure Act?

SUMMARY: The L H Bulletins issued by the Department of Insurance are rules as defined by s. 120.021(2), F.S. 1973, and by s.120.52(13), F.S., as created by Ch. 74- 310, Laws of Florida. A rule, to be effective, must be adopted pursuant to the prescribed statutory procedures. Sections 120.54(3) and 120.56(2), F.S., provide methods for substantially affected persons to challenge rules. Section 2 of Ch. 74-310 grants the Administrative Procedures Committee authority to…