Legal Opinion

Bernhardt v. Hartford Fire Insurance

Court of Special Appeals of Maryland

Decided October 26, 1994No. 1754PublishedCited by 46 opinions

1Opinion of the Court

JOHN F. McAULIFFE, Judge (retired), Specially Assigned.

This appeal is from a summary determination that an “absolute” pollution exclusion clause in a landlord’s comprehensive business liability insurance policy excluded claims brought by tenants for personal injury and damages resulting from the escape of carbon monoxide fumes from a heating plant.

Norman C. Bernhardt is the owner of a home in Takoma Park, Maryland, that has been converted into apartments. On 31 January 1992, several tenants in the building were overcome by carbon monoxide and were taken to area hospitals for treatment.…

2Cases cited27 opinions

  1. Queen City Farms, Inc. v. Central Nat'l Ins. Co. of OmahaWashington Supreme Court · 1995
  2. Pacific Indemnity Co. v. Interstate Fire & Casualty Co.Court of Appeals of Maryland · 1985
  3. Morton International, Inc. v. General Accident InsuranceSupreme Court of New Jersey · 1993
  4. Tucker v. Fireman's Fund InsuranceCourt of Appeals of Maryland · 1986
  5. Bausch & Lomb Inc. v. Utica Mutual InsuranceCourt of Appeals of Maryland · 1993

22 more not listed; retrieve them via the Exa API.

3Cited by46 opinions

  1. American States Insurance v. KolomsIllinois Supreme Court · 1997
  2. Deni Associates of Florida, Inc. v. State Farm Fire & Cas. Ins. Co.Supreme Court of Florida · 1998
  3. Sullins v. Allstate InsuranceCourt of Appeals of Maryland · 1995
  4. Meridian Mutual Insurance Company v. Roslyn E. Kellman, Skender Bajrami, Individually and Doing Business as Kopliku Painting CompanyCourt of Appeals for the Sixth Circuit · 1999
  5. Assicurazioni Generali, S.P.A. v. Kenneth Neil, Assicurazioni Generali, S.P.A. v. Kenneth NeilCourt of Appeals for the Fourth Circuit · 1998

41 more not listed; retrieve them via the Exa API.

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