Ohio Casualty Insurance Company v. Phyllis Campbell

PHILLIPS, Circuit Judge.

The appellee insurance company issued a policy of liability insurance to Murray Vernon Simmons on November 5, 1962, covering a 1956 Packard automobile that had been wrecked the previous day. The insured took out the insurance on the wrecked car because he believed that if he had insurance on it, even after the accident, he would not lose his driver’s license.

Thereafter, on December 20, 1962, at about 4:00 p. m. the insured agreed to purchase a 1947 Chevrolet automobile in order to provide transportation to take his wife back and forth to work. The insured paid $50 in…