Citizens & Southern National Bank v. Arnold

I respectfully dissent.

After becoming interested in purchasing the motor home, Mrs. Arnold applied through Mr. Fraser, a loan officer at the bank, for a loan. After completing the application, Mrs. Arnold was cautioned by Mr. Fraser about the purchase of a motor home from a transient. Thereafter, Mr. Arnold took the motor home to the bank and with Mr. Gray, the seller, met Mr. Fraser. Mr. Fraser *203went to the office of the bank’s title clerk to review the out-of-state title registration and to have the clerk telephone Kentucky to see if the title was good. The bank states that "Mr. Fraser…