Naghten v. Maryland Casualty Co.

This suit was brought by John Naghten against Maryland Casualty Company to collect for damage in plaintiff’s home under a Homeowner’s Insurance Policy. The Municipal Court of Chicago dismissed the suit with prejudice in reliance upon a provision in the policy that:

“Suit. No suit or action on this policy for the recovery of any claim shall be sustainable in any Court of law or equity unless all the requirements of this policy shall have been complied with, and unless commenced within twelve months next after inception of the loss.”

The only question upon appeal is whether this suit was brought…