State Farm Mutual Automobile Insurance Co. v. Zumwalt

CROW, Judge.

State Farm Mutual Automobile Insurance Company (“State Farm”) brought this declaratory judgment action against: (1) Sandra Lee Zumwalt (“Sandra”), (2) Robert Franklin (“Robert”), (3) Robert’s wife, Patricia Franklin (“Patricia”), and (4) Nicholas Troy Franklin (“Nicholas”), a son of Sandra and Robert. The action was precipitated by a one-vehicle accident November 26, 1987, in which a Nissan automobile owned by Patricia and insured by State Farm was being driven by Nicholas, with Patricia’s permission. Corey Glen Franklin (“Corey”), another son of Sandra and Robert, was a passenger…