Flener v. Pacific Indemnity Insurance (In re Miller)

MEMORANDUM-OPINION

JOAN LLOYD COOPER, Bankruptcy Judge.

This case consists of two separate lawsuits which involve the claim of Dan and Faith Miller (the “Millers”) for the total fire loss of their home covered under a homeowners’ policy issued by Pacific Indemnity Insurance Company (“Pacific”), one of the Chubb Group of Insurance Companies (“Chubb”), Pacific’s defenses to the claim, and Pacific’s claim for nondis-chargeability of sums advanced under the homeowners’ policy.

Mark Flener, 'the duly appointed and acting Trustee for the Millers’ bankruptcy estate, filed the action against Pacific for *788…