Am. Express Bank, FSB v. Olsman

{¶ 1} This appeal arises from two actions to collect a debt filed in the Portsmouth Municipal Court. Plaintiff-appellee, American Express Bank, FSB ("AMEX"), sued defendant-appellant, Klaas Olsman ("Olsman") and defendant Holland Investment Inc., to collect the debt owing on two business credit card accounts. Ultimately, the actions were consolidated and AMEX was awarded summary judgment in its favor. For the following reasons, we affirm the judgment of the trial court.

I. Facts and Procedural Posture

{¶ 2} On some unknown date, Olsman, and/or defendant Holland Investment Inc., applied for…