John Owens v. Ryan Ford Lowe; First State Bank of Middlebury v. Ryan Ford Lowe

UNITED STATES BANKRUPTCY COURT FOR THE WESTERN DISTRICT OF MICHIGAN In re: Case No. HL 07-02629 RYAN FORD LOWE, Chapter 7 Debtor. / JOHN OWENS, Adversary Proceeding Plaintiff, No. 07-80348 Vv. RYAN FORD LOWE, Defendant. / FIRST STATE BANK OF MIDDLEBURY, Adversary Proceeding Plaintiff, No. 07-80349 v. RYAN FORD LOWE, Defendant. a FINDINGS OF FACT AND CONCLUSIONS OF LAW I. Introduction and Jurisdiction These two adversary proceedings arise out of a common set of facts surrounding the sale of an Indiana courier service to the Debtor, Ryan Ford Lowe (‘Lowe” or “Defendant”), and the financing of…