Newcomer v. Standard Fire Insurance

WEBER, District Judge.

Plaintiffs, doing business as C. E. Newcomer Poultry Farms, were engaged in the turkey-poultry business at Potosí, Missouri. Defendant issued its policy of insurance to plaintiffs on live poultry owned by them in the amount of $5,200 on 2,600 laying hens, not exceeding $2 on any one, and $4,000 on 800 breeding males, not exceeding $5 on any one. The policy insured against “death to the poultry directly and immediately caused by (1) fire and lightning, (2) smoke, (3) windstorm and hail, (4) explosion, (5) earthquake, (6) rioters, strikers or civil commotion, (7) flood,…