Wettengel v. Harrison County Farmers Mutual Fire & Lightning Insurance

Plaintiff had a fire insurance policy with the defendant company on a dwelling near Dunlap, Iowa. The dwelling was completely destroyed by fire on October 31, 1931. Shortly thereafter, plaintiff, acting through his brother, made an adjustment of the loss with the defendant company in the sum of $1,000, and due proof of loss was furnished the defendant.

Thereafter, on December 19, 1931, the defendant company wrote the following letter to the insured at Maywood, Illinois:

“Having received no word from you in regard to your loss by fire * * *, we are enclosing a check for $1,000 * * * being…