Charter Oak Fire Insurance v. Snyder

This is a declaratory judgment in which the plaintiff, The Charter Oak Fire Insurance Company, claims that it owed no obligation of insurance coverage to its insured William Snyder with respect to an automobile accident between Snyder and defendant-appellant Carl Ceng. After a trial without a jury the circuit court of Lake County found in favor of the plaintiff insurance company on the ultimate issue. In declaring the rights of the parties the court found first, that a policy of liability insurance issued by the plaintiff was in effect at the time of the automobile collision between cars…