Paul v. O'Malley v. United States Fidelity and Guaranty Company, Andre C. Farish v. United States Fidelity and Guaranty Company

Appellants Andre C. Farish, Paul V. O’Malley and Douglas Talbot appeal from a ruling of the district court, 602 F.Supp. 56, denying them recovery under insurance policies issued by Appellee United States Fidelity and Guaranty Company. Because of the reasons discussed below, we affirm the judgment of the district court.

I

Appellant Farish owned a building known as the “Under the Hill Club” which was insured under an extended coverage policy issued by Appellee United States Fidelity and Guaranty Company (“U.S.F. & G.”). Appellants O’Malley and Douglas leased a building in which they ran a…