Certain Underwriters at Lloyd's London v. Smith

As the trial judge whose summary judgment was reversed by this Court in Tamez v. Certain Underwriters at Lloyd’s, London, 999 S.W.2d 12 (Tex.App.-Houston [14th Dist.] 1998, pet. denied), I confess I remain unconvinced. I agree an employer must show an “insurable interest” in its employees; I disagree that term should be limited to the meaning it had in 19⅛2. Perhaps in 1942, companies never expected to spend a dime when employees died on the job, except for “key men.” If so, those days are over. Nevertheless, because Tamez governs this appeal short of en banc consideration, see O’Connor v.…