In Re Esteves Ortiz

OPINION AND ORDER

ENRIQUE S. LAMOUTTE, Bankruptcy Judge.

This case is before the court on debtor’s objection to the secured status of the proof of claim filed by Empresas Berrios, Inc. d/b/a Mueblerías Berrios 030858 (“Mueble-rías Berrios”), alleging that the security agreement was not duly perfected pursuant to the Commercial Transactions Act of 1996, as amended (the “Commercial Transactions Act”), 19 L.P.R.A. §§ 2001 et seq.

Factual and Procedural Background

1. On July 2, 2000, debtor Francisco J. Esteves Ortiz purchased home furniture and appliances for personal use (“consumer goods”) from…