Legal Opinion

Arroyo v. United States Department of Education (In Re Arroyo)

United States Bankruptcy Court, D. Massachusetts

Decided April 24, 2012No. 19-30172PublishedCited by 3 opinions

1Opinion of the Court

MEMORANDUM OF DECISION

FRANK J. BAILEY, Bankruptcy Judge.

By her complaint in this adversary proceeding, the chapter 7 debtor, Patricia Arroyo (the “Debtor”), seeks a declaration that her obligation on a student loan held by the United States Department of Education (the “DOE”) is dischargeable under 11 U.S.C. § 523(a)(8) on the basis that excepting this obligation from discharge would impose on her an undue hardship. Having now tried that matter, and for the reasons set forth below, the Court finds that the Debtor has failed to carry her burden.

FACTUAL BACKGROUND

At trial, the Debtor testified…

2Cases cited14 opinions

  1. Commissioner v. TuftsSupreme Court of the United States · 1983
  2. Dudley B. Merkel Ladonna K. Merkel David A. Hepburn, and Nancy J. Hepburn v. Commissioner of Internal RevenueCourt of Appeals for the Ninth Circuit · 1999
  3. Cline v. Illinois Student Loan Assistance Ass'n (In Re Cline)United States Bankruptcy Appellate Panel for the Eighth Circuit · 2000
  4. Bronsdon v. Educational Credit Management Corp. (In Re Bronsdon)Bankruptcy Appellate Panel of the First Circuit · 2010
  5. Nash v. Connecticut Student Loan Foundation (In Re Nash)Court of Appeals for the First Circuit · 2006

9 more not listed; retrieve them via the Exa API.

3Cited by3 opinions

  1. Smith v. United States Department of Education (In re Smith)United States Bankruptcy Court, D. Massachusetts · 2013
  2. Ablavsky v. United States Department of Education (In re Ablavsky)United States Bankruptcy Court, D. Massachusetts · 2014
  3. Johnson v. Sallie Mae, Inc. (In re Johnson)United States Bankruptcy Court, D. Kansas · 2017

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