Liberty Mutual Ins. v. Statts

By JUDGE JOHN F. DAFFRON, JR.

This declaratory judgment action was filed by Liberty Mutual Insurance Company (Liberty Mutual) to determine its liability under an insurance policy issued to Autolease, Inc. The evidence and stipulated facts revealed that Roger Taylor leased a car from the plaintiff’s insured and indicated to the lessor that another individual, David Campbell, would be driving the car. It is not disputed that David Campbell was an unlicensed driver. Paragraph 2 of the lease agreement which was signed by Mr. Taylor stated that "in no event shall the vehicle be used, operated or…