State Farm Mutual Automobile Insurance v. Norcold, Inc.

GENOVESE, Judge.

FACTS AND PROCEDURAL HISTORY

In the early morning hours of December 4, 2008, a motor home caught fire due to a defective refrigeration unit. The fire destroyed the motor home and adjacent building, together with all contents therein, all of which were owned by Ronald and Dolores Semar. The Semars’ insurers, *1248State Farm Fire and Casualty Company and State Farm Mutual Automobile Insurance Company (collectively State Farm), paid the Semars’ property damage claims pursuant to their respective policies. State Farm filed this subrogation claim against Norcold, Inc. (Norcold) and…