Slaughter v. Protective League Life Insurance
Missouri Court of Appeals
Appeal from Circuit Court of Scott County. — Hon. Frank Kelly, Judge. (1) Stipulations in life insurance policies exempting insurer from liability under certain conditions are always construed strictly against the insurer, since such policies are issued on printed forms prepared by experts at insurers’ instance, and insured has no voice in their preparation. Benham v. Ins. Co., 217 S. "W. 462; Newman v. Ins. Co., 192 Mo. App. 159; Mitchell v. Ins. Co., 179 Mo.
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Appeal from Circuit Court of Scott County. — Hon. Frank Kelly, Judge. (1) Stipulations in life insurance policies exempting insurer from liability under certain conditions are always construed strictly against the insurer, since such policies are issued on printed forms prepared by experts at insurers’ instance, and insured has no voice in their preparation. Benham v. Ins. Co., 217 S. "W. 462; Newman v. Ins. Co., 192 Mo. App. 159; Mitchell v. Ins. Co., 179 Mo. App. 1; Roseberry v. Ins. Co. 142 Mo. App. 552; Nutt v. Security Life Ins. Co., 218 S. W. 675. (2) The insured died of bronchial…
1Opinion of the CourtFarrington, J.
This is an action instituted by the plaintiff in the trial court as beneficiary in a policy of insurance to recover against the defendant the amount stipulated in the policy. The case was tried on the following agreed statement of facts:
“It is admitted, and is a fact that the defendant is a stock company, or so-called Old Line Company; that the defendant issued its policy No. 132877 on the life of Wilton W. Davidson, for $1000, in favor of Erah Slaughter, his aunt, on January 1st, 1918; that said policy is hereto attached and marked Exhibit ‘A’; that all premiums due on said policy prior to…
2Cases cited7 opinions
- Miller v. Illinois Bankers' Life Ass'nSupreme Court of Arkansas · 1919
- Benham v. American Central Life InsuranceSupreme Court of Arkansas · 1919
- Malone v. State Life InsuranceMissouri Court of Appeals · 1919
- Nutt v. Security Life InsuranceSupreme Court of Arkansas · 1920
- Redd v. American Central Life InsuranceMissouri Court of Appeals · 1918
2 more not listed; retrieve them via the Exa API.
3Cited by14 opinions
- Johnson v. Mutual Life InsuranceSupreme Court of Georgia · 1922
- Barnett v. Merchants' Life Ins. Co.Supreme Court of Oklahoma · 1922
- Boatwright v. American Life Insurance Co.Supreme Court of Iowa · 1920
- Bradshaw v. Farmers & Bankers Life InsuranceSupreme Court of Kansas · 1920
- Order of United Commercial Travelers of America v. GreerCourt of Appeals for the Tenth Circuit · 1930
9 more not listed; retrieve them via the Exa API.