Legal Opinion
Shaner v. Chase Bank, USA, N.A.
District Court, D. Massachusetts
Decided August 8, 2008No. Civil Action 07-11766-GAOPublishedCited by 8 opinions
1Opinion of the Court
OPINION AND ORDER
O’TOOLE, District Judge.
Jessica Shaner opened a credit card account with Chase Bank, USA, N.A. (“Chase”), in 2001. The terms of the account were governed by a Cardmember Agreement. Chase reserved the right to amend the terms from time to time, and it did so with respect to Shaner’s account once in 2004. As amended, the Cardmember Agreement specified the circumstances that would permit Chase to deem the account in default and further provided:
“If any of these events occurs, we may increase the APRs (including any promotional APR) on all balances up to a maximum of the default…
2Cases cited5 opinions
- Ford Motor Credit Co. v. MilhollinSupreme Court of the United States · 1980
- Anderson Bros. Ford v. ValenciaSupreme Court of the United States · 1981
- Marquette National Bank of Minneapolis v. First of Omaha Service Corp.Supreme Court of the United States · 1978
- Barnes v. Fleet National Bank, N.A.Court of Appeals for the First Circuit · 2004
- Swanson v. Bank of America, N.A.District Court, N.D. Illinois · 2008
3Cited by8 opinions
- McCoy v. Chase Manhattan Bank, USA, National Ass'nCourt of Appeals for the Ninth Circuit · 2009
- Shaner v. Chase Bank USA, N.A.Court of Appeals for the First Circuit · 2009
- Swanson v. Bank of America, N.A.Court of Appeals for the Seventh Circuit · 2009
- Laura Swanson v. Bank of America, N.A.Court of Appeals for the Seventh Circuit · 2009
- McCoy v. Chase Manhattan BankCourt of Appeals for the Ninth Circuit · 2009
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