Universal American Corp. v. National Union Fire Insurance

*678OPINION OF THE COURT

Rivera, J.

On this appeal we consider whether an insuring agreement for computer systems fraud that applies to “a fraudulent entry ... of Electronic Data or Computer Program” encompasses losses caused by an authorized user’s submission of fraudulent information into the insured’s computer system. We conclude that the agreement is unambiguous and “fraudulent entry” refers to unauthorized access into plaintiff’s computer system, and not to content submitted by authorized users. Therefore, we affirm the order of the Appellate Division.

Plaintiff, Universal American Corp.…