In Re Carter

MEMORANDUM OPINION

FRANK W. KOGER, Chief Judge.

The issue of the objection of creditor Third National Bank of Sedalia (hereinafter Bank) to the confirmation of debtor’s plan turns on a singularly narrow issue, i.e., is a mobile home trailer still personal property or has it become real property for 11 U.S.C. § 1322(b)(2) purposes. A brief synopsis of the facts reveals that debtor borrowed $11,800.00 from the Bank in 1986. At the time of filing his petition in Chapter 13, debtor owed $11,845.53 to the Bank on the original note. That note is secured by a deed of trust on the real estate and a…