Derby v. Portfolio Recovery Associates, LLC

UNITED STATES BANKRUPTCY COURT EASTERN DISTRICT OF VIRGINIA Richmond Division In re: David Anthony Derby, Case No. 17-34385-KLP Debtor Chapter 13 David Anthony Derby, Plaintiff, v. Adv. Pro. No. 18-03097-KLP Portfolio Recovery Associates, LLC, Defendant. . MEMORANDUM OPINION On August 31, 2017, David Anthony Derby (the “Debtor”) filed a voluntary petition for relief under Chapter 13 of the Bankruptcy Code. Along with the petition, the Debtor filed schedules and a statement of financial affairs. Schedule E/F lists the Debtor’s unsecured debts, including a debt owed to Capital One Bank, N.A.…