State Farm Mutual Automobile Insurance v. Baker

Knudson, J.:

State Farm Mutual Automobile Insurance Company (State Farm) appeals from the district court’s granting of summary judgment to Wayne O, Baker. Finding no error, we affirm.

State Farm, doing business in Missouri, issued an automobile liability insurance policy to Baker, a Missouri resident. The liability section of the policy contained an out-of-state provision that allowed Baker to drive the insured automobile upon the highways of other states in full compliance with a particular state’s mandatory insurance law. The policy also included separate first-party medical payment coverage…