Spentrev Realty Corp. v. United National Specialty Insurance
Appellate Division of the Supreme Court of the State of New York
1Opinion of the Court
Where an insurance policy, such as the one in this case, requires an insured to provide notice of an accident or loss as soon as practicable, such notice must be provided within a reasonable time in view of all of the facts and circumstances (see Merchants Mut. Ins. Co. v Hoffman, 56 NY2d 799, 801-802 [1982]; Travelers Indem. Co. v Worthy, 281 AD2d 411 [2001]). “Providing an insurer with timely notice of a potential claim is a condition precedent, and thus ‘[a]bsent a valid excuse, a failure to satisfy the notice requirement vitiates the policy’ ” (Sayed v Macari, 296 AD2d 396, 397 [2002],…
2Cases cited15 opinions
- Zuckerman v. City of New YorkNew York Court of Appeals · 1980
- Alvarez v. Prospect HospitalNew York Court of Appeals · 1986
- Lanza v. WagnerNew York Court of Appeals · 1962
- Security Mutual Insurance v. Acker-Fitzsimons Corp.New York Court of Appeals · 1972
- Argo Corp. v. Greater New York Mutual InsuranceNew York Court of Appeals · 2005
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3Cited by7 opinions
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- Kleinberg v. Nevele Hotel, LLCAppellate Division of the Supreme Court of the State of New York · 2015
- Kleinberg v. Nevele Hotel, LLCAppellate Division of the Supreme Court of the State of New York · 2015
- SZCZUKOWSKI, DANIEL P. v. PROGRESSIVE NORTHEASTERN INSURANCEAppellate Division of the Supreme Court of the State of New York · 2012
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