Legal Opinion
Phillips v. Cincinnati Insurance
Ohio Supreme Court
Decided December 26, 1979No. 79-381PublishedCited by 17 opinions
1Opinion of the CourtSweeney, J.
It is a universal rule of insurance law that a person taking out a policy must have an insurable interest in the subject matter of the insurance; otherwise the policy is void. 44 Corpus Juris Secundum 869, Section 175. The sole issue in this appeal is whether appellee did have such an interest in the pickup truck.
While this court has not previously decided whether a person can have an insurable interest in a stolen motor vehicle, numerous other states have considered this question, with a marked division of authority. See Annotation, 33 A.L.R. 3d 1417. One view holds that, since even a…
2Cases cited10 opinions
- Hessen v. Iowa Automobile Mutual InsuranceSupreme Court of Iowa · 1922
- Reznick v. Home Insurance Co.Appellate Court of Illinois · 1977
- Gordon v. Gulf American Fire & Casualty Co.Court of Appeals of Georgia · 1966
- Barnett v. London Assurance Corp.Washington Supreme Court · 1926
- Skaff v. United States Fidelity & Guaranty CompanyDistrict Court of Appeal of Florida · 1968
5 more not listed; retrieve them via the Exa API.
3Cited by17 opinions
- Scott-Pontzer v. Liberty Mut. Fire Ins. Co.Ohio Supreme Court · 1999
- Hughes v. Al Green, Inc.Ohio Supreme Court · 1981
- Snethen v. Oklahoma State Union of the Farmers Educational & Cooperative UnionSupreme Court of Oklahoma · 1983
- Johnson v. NelsonNebraska Supreme Court · 2015
- Gabel v. RichleyOhio Court of Appeals · 1995
12 more not listed; retrieve them via the Exa API.