American National Insurance v. Chappelear

Mrs. Annist Elizabeth Chappelear, as the beneficiary in a life-insurance policy issued to her brother, James N. McDonald, by the American National Insurance Company, instituted suit against the insurance company after the death of her brother, and after she had been paid the face value of the policy, to recover a sum representing the “double indemnity” provided for in the policy. In the petition as amended it was alleged, among other allegations, that the policy provided that “upon receipt of *827due proof that the insured . . has sustained bodily injury, solely through external, violent, and…