Superior Bank v. Human Services Employees Credit Union

Eldridge, Judge.

A used car dealer, Car Consultants Finance, Inc. d/b/a R & V Auto Sales, sold the 1994 Infiniti Q45 to Ronald and Veronica D. Wilborn for their personal use. On July 15, 1998, the Wilboms, individually, entered into an Open-End Credit Plan Security Agreement to purchase the 1994 Infiniti, vehicle identification number JNKG01D7RM258118, with Human Services Employees Credit Union. On August 11, 1998, the Credit Union perfected its security interest with the Georgia Department of Motor Vehicles.

On December 22, 1998, the Wilboms, who owned Car Consultants, had the used car dealer…