Stack v. Hanover Insurance Company

WRIGHT, Presiding Judge.

Plaintiffs appeal from a judgment for defendant after suit upon a home owners insurance policy.

The home of plaintiffs in Enterprise was entered by a large female deer. The deer gained entry by crashing through sliding glass doors in the den. It exited by crashing through a bedroom window. The aftermath was extensive damage to door, window, furniture, carpet and drapes.

Plaintiffs claimed loss to the insured property under the vandalism provision of their policy with defendant which read as follows:

“9. Vandalism or Malicious Mischief, meaning only the wilful and…