St. John v. . the American Mutual Life Insurance Co.
New York Court of Appeals
St. John v. American Mutual Life Ins. Co., 2 Duer 419, affirmed. Action in the superior court of the city of New-York, by the plaintiff as assignee of two policies of insurance, issued by the defendant to and upon the life of one Charles Noyes for $2000 each.
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St. John v. American Mutual Life Ins. Co., 2 Duer 419, affirmed. Action in the superior court of the city of New-York, by the plaintiff as assignee of two policies of insurance, issued by the defendant to and upon the life of one Charles Noyes for $2000 each. The complaint alleged the issuing of the policies to Noyes, the assignment of them by him to the plaintiff for a valuable consideration and notice thereof to the defendant, the death of Noyes and due notice and proof thereof to the defendant, and demanded judgment for the full sums named in the policies. The answer of the defendant,…
1Opinion of the CourtCrippen, J.
An insurance upon the life of an individual, is a contract by which the insurer, for a certain sum of money or premium proportioned to the age, health, profession, and other circumstances of the person whose life is insured, engages that if such person shall die within the period limited in the policy, the insurer shall pay the sum specified in the policy, according to the terms thereof, to the person in whose favor such policy is granted. The risk of the insurer is the death of the person whose life is the object of the'security.
Although the promise in this case is to pay to Mr. Noyes, bis…
2Cited by52 opinions
- Warnock v. DavisSupreme Court of the United States · 1882
- Olmsted v. . KeyesNew York Court of Appeals · 1881
- Franklin Life Insurance v. HazzardIndiana Supreme Court · 1872
- Johnson v. Ashland Water Co.Wisconsin Supreme Court · 1888
- Rylander v. AllenSupreme Court of Georgia · 1906
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