Johnson v. Kansas City Fire & Marine Insurance Co.

SPERRY, Commissioner.

Plaintiffs, husband and wife, sued defendant insurance company on a “homeowners” insurance policy issued by defendant on the home of plaintiffs. The policy covered loss of personal property on the premises. The case was tried to the court, resulting in a judgment for plaintiffs in the sum of $779.00. Defendant appeals.

It is admitted that the policy, as issued, was in full force at the time the loss occurred, but defendant contends that the loss claimed was not due to a hazard covered by the terms of the policy, but was due to damage by flood waters, a hazard not covered…