Hunter v. State Farm Fire & Casualty Co.

This is an appeal from a summary judgment in favor of State Farm Fire and Casualty Company ("State Farm”) and its agent, Bobby Baker, in an action by Ida Mae Hunter based on breach of contract and negligence. We reverse.

Ida Mae Hunter and her husband, Howard K. Hunter, acquired their house in Fultondale, Alabama, by warranty deed in 1962. Mr. Hunter died in 1969. In 1970, Mrs. Hunter purchased a homeowner’s insurance policy from State Farm through its agent Bobby Baker. This policy insured Mrs. Hunter’s interest in the home and the personal property in the home. The policy was renewed each…