Fantasia v. Carpenters' Finger Lakes District Council Welfare Fund

Order unanimously reversed, with costs, and motion denied. Memorandum: Plaintiff, a member of defendant Carpenters’ Finger Lakes District Council, became eligible under its health benefit plan (defendant, Welfare Fund) for insurance benefits by payment of a stipulated sum to fulfill a minimum 1,000-credit hour requirement. Subsequent to making payment but prior to a mandated 30-day waiting period, plaintiff suffered a coronary seizure. Medical and hospital costs incurred during the waiting period were paid by the plaintiff. A certificate of eligibility effective January 1, 1977 was received…