Hehemann v. Michigan Millers Mutual Insurance

OWEN, Judge.

Appellant, Authylanne Hehemann, owned a dwelling upon which the appellee insurer had issued a standard homeowners policy.1 During the policy period, the dwelling sustained extensive fire damage. This suit resulted when the insurer denied coverage under the policy. Upon jury trial, at the conclusion of all of the evidence, the court directed a verdict for the appellee insurer relying upon a provision in the policy which ostensibly suspended coverage when the premises were vacant or unoccupied beyond a period of sixty consecutive days prior to the loss. This appeal is from the…