Frederick W. Preisler v. Kuettel's Septic Service, LLC

¶ 1. We review a decision of the court of appeals1 affirming an order of the circuit court2 that granted summary judgment to Rural Mutual Insurance Company, Regent Insurance Company and General Casualty Company of Wisconsin. Our review focuses on the interpretation of pollution exclusion clauses in commercial and contractor general liability insurance policies.

¶ 2. We conclude that a reasonable insured would understand that decomposing septage is a "con*136taminant" and therefore, a "pollutant" as defined in the policies when it has decomposed and seeps into a water supply. Accordingly, we affirm…