Cain v. Sovereign Camp Woodmen of the World

The defendant, a fraternal beneficiary association organized under the laws of Nebraska, in September, 1908, issued to Burton E. Cain a benefit certificate in the maximum amount of $1000. It is unnecessary to state in detail the terms and provisions of the certificate. Suffice it to say that by itsterms it had no value save a death benefit. When the certificate was issued the assessment thereon was $1.50 per month. In October, 1917, the assessment was increased to $1.70 per month. In 1919, the defendant having theretofore amended its laws, increased the monthly payment to $4.68. The insured,…