Harold S. Ramsay v. Bessie M. Cooper

LEVIN H. CAMPBELL, Circuit Judge.

The will of Harold Ramsay’s father left a life estate in a furnished house and land to Mrs. Bessie M. Cooper, and the remainder to Ramsay. Mrs. Cooper was to “keep said property in reasonably good repair and properly insured against fire loss.” 1

The testator died in 1955. Thereafter Mrs. Cooper occupied the property. Initially she insured it against fire only to the extent of $9,000. On January 6, 1970, Harold Ramsay’s attorney wrote to Mrs. Cooper that he and his client felt the buildings on the property were underinsured, and were “of the opinion that you…