Sydelle Ruderman v. Washington National Insurance Corporation

This case involves a dispute about the proper interpretation of a home health care insurance policy under Florida law. The case returns to us after we certified this question to the Supreme Court of Florida: “In this case, does the Policy’s Automatic Benefit Increase Percentage’ apply to the dollar values of the ‘Lifetime Maximum Benefit Amount’ and the ‘Per Occurrence Maximum Benefit’?” We noted that answering this question might involve answering three sub-questions:

A. Does an ambiguity exist about whether the Policy’s “Automatic Benefit Increase Percentage” applies only to the “Home Health…