Encalarde v. Bock

The sole issue presented by this appeal is the sufficiency under Louisiana law of the uninsured motorist (UM) rejection form contained by the North American Indemnity Co. (NAIC) excess insurance policy purchased by plaintiff Wyane Encalarde. Ms. Encalarde appeals a trial court judgment entering summary judgment in favor of defendant Louisiana Insurance Guaranty Association (LIGA), which has been substituted for the insolvent NAIC. We reverse the summary judgment and remand for further proceedings.

Facts

Ms. Encalarde purchased an excess insurance policy from NAIC with limits of $90,000 per…