Lyerly v. American National Fire Insurance

GOOLSBY, Judge:

Ronald W. Lyerly brought this action to collect benefits under a crop insurance policy issued by American National Fire Insurance Company. The circuit court granted summary judgment to American National, finding Lyerly’s action was not timely filed in accordance with the terms of the policy. Lyerly appeals. We reverse and remand.

FACTS/PROCEDURAL BACKGROUND

In 1995, Lyerly purchased a Multiple Peril Crop Insurance policy from American National, a private insurer, to insure his tobacco crop against losses due to certain natural causes, including adverse weather, fire, and plant…