Mutual Fire Insurance Co. of Covington v. Candler

MOREMEN, Judge.

Appellees, Martha E. Candler and Joyce Gadberry, obtained judgment for the sum of $10,000 on a fire insurance policy issued by appellant, Mutual Fire Insurance Company.

Appellees operated a rooming house in Somerset, and they were accustomed to doing business with C. J. P. Carver, an insurance agent of that city.

On January 12, 1951, Carver sold and had issued to appellees a policy written by appellant company. This policy was for a term of three years. Carver personally delivered it to appellees who thereupon paid the premium in a lump sum.

Sometime prior to the expiration date…