Legal Opinion

Botelho v. U.S. Bank, N.A.

District Court, N.D. California

Decided February 16, 2010No. C 08-04316 RSPublishedCited by 17 opinions

1Opinion of the Court

ORDER DENYING DEFENDANT’S MOTION TO DISMISS

RICHARD SEEBORG, District Judge.

Defendant U.S. Bank, N.A., as Trustee for the LXS 2007-4N Trust (“U.S.Bank”), seeks dismissal under Federal Rule of Civil Procedure 12(b)(6) of a complaint filed by plaintiff homeowner Henry Botelho. Specifically, U.S. Bank claims that Botelho cannot state a claim for rescission of his mortgage loan under the Truth in Lending Act, 15 U.S.C. § 1601 et seq., unless he alleges a present ability to tender the loan proceeds. As discussed in further detail below, such an allegation is not necessary for Botelho’s case to…

2Cases cited16 opinions

  1. Jena Balistreri v. Pacifica Police Department Al Olsen, Police Chief, Individually and as a Police AgentCourt of Appeals for the Ninth Circuit · 1990
  2. Mullis v. United States Bankruptcy Court for the District of NevadaCourt of Appeals for the Ninth Circuit · 1987
  3. Charles H. CAHILL; Aniko Der Cahill, Plaintiffs-Appellants, v. LIBERTY MUTUAL INSURANCE CO., Defendant-AppelleeCourt of Appeals for the Ninth Circuit · 1996
  4. United States Ex Rel. Robinson Rancheria Citizens Council v. Borneo, Inc. Clear Lake Indian Bingo Ltd. American Arbitration Association Herman SchnerCourt of Appeals for the Ninth Circuit · 1992
  5. Parks School of Business, Inc., Dba Parks College, a New Mexico Corporation v. Fife Symington Roy A. Nicholson Sally HeinCourt of Appeals for the Ninth Circuit · 1995

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3Cited by17 opinions

  1. Davenport v. Litton Loan Servicing, LPDistrict Court, N.D. California · 2010
  2. David Merritt v. Countrywide Financial CorporatCourt of Appeals for the Ninth Circuit · 2014
  3. Celebrity Chefs Tour, LLC v. Macy's, Inc.District Court, S.D. California · 2014
  4. Garcia v. Fannie MaeDistrict Court, D. Oregon · 2011
  5. Lonberg v. Freddie MacDistrict Court, D. Oregon · 2011

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